Existing Customers

Phone Number0800 151 2400

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Existing Customer

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Schedule of Cover

Schedule of Cover

To give you exceptional value for money and choice, we have provided a number of different excess levels, ranging from Bronze to Platinum. These effect the amount of excess for your medical cover – Bronze has a higher excess but is cheaper through to Platinum which has no excess and costs slightly more.

Remember, most price comparison websites don’t show you this excess easily in order to provide you with the lowest price.

Excesses are based upon the level that you require – you can choose the excess when getting your quote.

Section Maximum Limit Per Insured Person Excess
Bronze Silver Gold Platinum
1. Cancellation, Curtailment or Trip Interruption
Loss of Deposit
Up to £3,000 £75
£25
£75
£25
£35
£25
NIL
2. Medical Emergency and Repatriation Up to £10,000,000 £250 £150 £75 NIL
3. Emergency Dental Treatment Up to £200 £75 £75 £35 NIL
4. Additional Accommodation and Travelling Costs Up to £1,000 £75 £75 £35 NIL
5. Hospital Daily Benefit £10 per day up to £1,000 NIL NIL NIL NIL
6. Travel Delay £20 for the first 12 hours then, £10 per 12 hours up to £250 NIL NIL NIL NIL
    Holiday Abandonment Up to £3,000 after 24 hour delay £75 £75 £35 NIL
7. Missed Departure on the Outward Journey Up to £600 NIL NIL NIL NIL
8. Personal Luggage Up to £2,000
£250 single item limit
£250 valuables limit
£75 £75 £35 NIL
9. Luggage Delay on Your Outward Journey £200 after 24 hours NIL NIL NIL NIL
10. Money and Travel Documents
  -  Travel Documents
  -  Money and Cash
 
 
Up to £200
Up to £500
£200 cash limit
£100 under 19
NIL
£75
NIL
£75
NIL
£35
NIL
11. Personal Liability Up to £2,000,000 £75 £75 £35 NIL
12. Personal Accident
  -  Permanent Total Disablement
  -  Permanent Total Disablement if over 65 years
  -  Loss of limb(s)/sight
  -  Death
  -  Death Under 19 and Over 65 years
£25,000
£5,000
£25,000
£5,000
£1,500
NIL NIL NIL NIL
13. Overseas Legal Protection Up to £25,000 NIL NIL NIL NIL
14. Mugging £50 per day up to £500 NIL NIL NIL NIL
15. Hijack £100 per day up to £1,000 NIL NIL NIL NIL
16. Catastrophe Up to £500 NIL NIL NIL NIL
Optional Winter Sports cover – available for an additional premium
17. Cancellation or Curtailment of Your Ski Pack £75 per 24hrs up to £300 £75 £75 £35 NIL

18. Skis, Ski Equipment and Lift Pass
      Ski Equipment

      Lift Pass

Up to £500 owned
£200 hired
£250

£75

NIL

£75

NIL

£35

NIL

NIL
19. Ski Equipment Delay £20 per day up to £300 NIL NIL NIL NIL
20. Piste Closure £20 per day up to £200 NIL NIL NIL NIL
21. Delay due to Avalanche or Landslide Up to £200 £75 £75 £35 NIL
Automatic Business Cover – available for all business travellers
22. Business Samples and Documents Up to £500 £75 £75 £35 NIL
23. Replacement Employee Up to £1,500 £75 £75 £35 NIL
Optional Golf cover – available for an additional premium
24. Golf Equipment Up to £1,500
Single Item Limit £250
£75 £75 £35 NIL
25. Golf Equipment Hire £30 per day up to £300 NIL NIL NIL NIL
26. Green Fees £75 per day up to £350 NIL NIL NIL NIL
27. Hole-in-one Cover £75 NIL NIL NIL NIL
Optional Wedding or Civil Partnership cover – available for an additional premium
28. Wedding Rings
      Wedding Attire
      Wedding Gifts
      Photographs & Videos
Up to £250 per ring, up to £500
Up to £750 per couple
Up to £750 per couple
Up to £750 per couple
£75
£75
£75
£75
£75
£75
£75
£75
£35
£35
£35
£35
NIL
Cruise Cover (valid when you have declared that you are travelling on a cruise)
29. Missed Port Departure £1,000 £75 £75 £35 NIL
30. Cabin Confinement £100 per day up to £500 NIL NIL NIL NIL
31. Itinerary Change £150 per port up to £500 NIL NIL NIL NIL
32. Unused Cruise Excursions £500 £75 £75 £35 NIL
33. Cruise Interruption £1,000 £75 £75 £35 NIL
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